FLY FOR HIRE, REDUCE YOUR INSURANCE... THE COMMERICAL PILOT
A Commercial Pilot Rating gives you the ability to fly your plane for hire. As a Private Pilot you are unable to accept monetary compensation for your flight other than payment of actual expenses. Even if you do not plan on ever flying for hire, getting your Commercial Pilot's License will help you learn much more about the abilities of the aircraft, learn to fly more complex aircraft, and learn to control your aircraft much more efficiently.